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HBL HomeLoan

Nothing like having your own!

Why rent when you can own your home? With HBL HomeLoan you get the sweetest deal, whether you are purchasing a new home, constructing one or renovating your existing one. We offer fixed and variable mark up rates as well as a tenure ranging from 5 – 20 years.

Buy

​​This option provides financing for buying a new home.

 

Build

This option provides financing for construction on land you already own.

 

Renovate

This option provides financing for renovating your home.


Descriptors

​Buy

Build​

Renovate​

Loan Tenure

5 Years to 20 Years

5 Years to 20 Years

5 Years to 10 Years

Loan Amount

PKR 3 Million – PKR 40 Million

PKR 2 Million – PKR 15 Million

PKR 2 Million – PKR 4 Million

Maximum financing Amount (as % of appraised value of property)

75%

70%

30%

Property Insurance

Free

Free

Free

​HBL HomeLoan is currently being offered in the following cities:

  • ​Karachi

  • Lahore

  • Islamabad / Rawalpindi

  • Faisalabad

  • Multan

Fair Treatment to Customers

Customers are appraised of the eligibility criteria and documentation requirements. An indicative calculation of the monthly instalment based on the customer demographics and financing details along with a comprehensive list of FAQs is also shared with the customers to better understand the product features and related procedures.