Products & Services
By leveraging on our strong local and international franchise, HBL offers a range of products & services to facilitate the demands of our FI/NBFI partners. These include:
1. Trade Finance
Opening, advising,confirmation and negotiation of letters of credit.
Discounting of LCs including providing bankers acceptances.
Trade loan syndications.
Pre/post export financing.
Issuance of financial guarantees/SBLCs.
2. Cash Management
Specialized Deposit Slips – conventional collection model.
Internet Banking – electronic collection (non-individual/business customers).
Cash In Transit – CIT
Direct Debit Collection – SIDA (Standing Instructions for Debit Authority).
Utility Bills Payments – UBP
HBL At Work (HAW) – payroll solution.
Vostro account services.
Commercial Payments - SSI
3. HBL Express – payments platform
with a substantial market share in distribution of incoming home remittances into Pakistan, HBL has built-up capacity to serve overseas FIs wishing to remit funds for beneficiaries in Pakistan as well as in other specific locations.
Money market placements.
Private placements & other debt instruments.
6. Bilateral Loans
Customized bilateral products are available to fulfill financing requirements of NBFIs, which includes term loans and SBLC facilities.