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HBL Al-Samarat Account

For those looking for short, medium and long-term investment opportunities with a fixed profit rate, the HBL Al-Samarat Account gives you a flexible investment product that provides multiple profit payouts and tenures of your choice.


  • Multiple options for profit payout and tenures on the basis of Mudaraba.
  • Minimum investment of PKR 25,000.
  • Withdrawal at the end of the fixed term.
  • Choose from a deposit period ranging from 3 months to 10 years.
  • Profits can be withdrawn through cheques or ATM and are credited to a transaction.
  • Principal stays secure.

Application Criteria


Provide an attested copy of your CNIC.


For Existing HBL Account Holder:

Fill out an additional form to open an HBL Advantage Account.


For New Customer:

Open a current or savings account as per existing process. Fill out an additional form to open an HBL Advantage Account.