HBL

- Cash Management

- Islamic Banking

Commercial Banking

Investment Banking

Islamic Banking

Islamic Banking is a growing market segment that offers attractive opportunities to potential and existing customers. At HBL, Islamic Banking offers Shariah compliant products and services to meet the short and long term requirements of business, trade and industry.

Shariah Compliance

Our Islamic Banking products are in strict compliance with the tenets of Shariah and bear Shariah Compliance Certification from an independent Shariah Advisor. Our Shariah Advisor has in depth experience in Shariah rulings (Fatawa) and teachings at different forums with qualifications of Dars-e-Nizami, M.A and L.L.B. We also have a Shariah Scholar, as member of our Shariah Supervisory Committee to ensure a sound Shariah Compliance mechanism, giving prompt responses to customer’s needs and access to Shariah knowledge.

Products and Services

Corporate and Commercial customers can choose from Shariah compliant banking solutions to meet their business needs.

Ijarah(Leasing)	Medium to long term facility for vehicles, plant and machinery leased out to the client on rental basis
Diminishing Musharaka	Medium to long term facility for vehicles, plant and machinery on joint ownership basis
Murabaha	Local and Import facilities for purchase of raw materials, semi finished and finished goods, stores or spares
Trade Services	Letter of Credit Facility, Collection of Foreign Bills, Collection of Local Bills, Letter of Guarantees

Visit our Islamic Banking branch for the following services: