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HBL Express

HBL Express is a branchless solution designed for you to perform your financial transactions. It is an easy and secure way to send and receive money anywhere in Pakistan. HBL Express, allows you to transfer money to over 183 cities, pay utility bills, purchase mobile airtime and pay bills for internet service provider in just a matter of a few seconds from any of our 10,200 plus HBL Express agents nationwidewide.

You can use our services as a non account holder or start up your Mobile Wallet today. ​

Fair Treatment to Customers

Branchless Banking comes under the purview of digital banking. Customers are informed regarding their transaction and applicable charges by SMS which is sent on their registered mobile numbers. Further, customers may call on a dedicated 24/7 HBL Branchless Banking helpline for assistance. All applicable charges are also mentioned in the current Schedule of Bank Charges (SOBC).