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HBL Help
HBL PhoneBanking     111-111-425

Basic Services

Transact with HBL Express even if you don’t have an account with HBL. All you need is a valid CNIC to use this service.


  • Send or receive money on your CNIC – you do not need a bank account
  • No need to visit a branch or a post office
  • Helpful in emergencies
  • Immediate transfer of money