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HBL ValueAccount

The ideal savings account for small business owners and housewives, HBL’s value account allows you to take control of your expenses by allowing you to save, and earn high profit rates on a quarterly basis.

Easy to open and even easier to manage, add value to your savings, without any hidden charges or deductions.

Access your funds anytime, anywhere with HBL’s savings account.

Features

Earn Attractive profit rates on a monthly average balance between Rs.10, 000 to 1,000,000

Avail two free withdrawals every month.

  • Pay no service charges on maintenance of monthly average balance of Rs. 10,000​​​*​*
  • Enjoy quarterly profits.

Application Criteria


Sole Proprietors:

Provide a company incorporation certificate and an attested copy of your CNIC.


Skilled Employees (e.g. mechanic, driver, mason:

Provide an employee card or any other proof of employment on employer’s letterhead and your CNIC.


Skilled Employees (e.g. mechanic, driver, mason:

Provide an undertaking attested by local Union Council and an attested copy of your CNIC.


*All applicants are required to provide utility bills for address verification

​*Terms and conditions apply. These are expected rates and can change. All profits payable are subject to Zakat and Government Levies

**Service charges apply if minimum balance falls below Rs. 10,000

Important Documents

Key Fact Sheet ( HBL ValueAccount)- July 2017.pdf  
Size: 73 KB