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HBL Help
HBL PhoneBanking     111-111-425


HBL Express - Mobile Wallet is an actual bank account that can be opened from any HBL Express Agent. This service is available for Warid subscribers. By availing this service, you can use many more features besides the basic HBL Express Services​.


Avail the following services through your mobile phone

  • Conduct cash deposit and withdrawal at more than 10,200 HBL Express agents nationwide.
  • Transfer funds from HBL Core Banking Account to Express Mobile Wallet & vice versa.
  • Pay utility bills.
  • Transfer funds from and to a valid CNIC (Non Express Mobile Wallet Holder).
  • No need to maintain minimum balance.
  • View last five (05) transactions of HBL Express.

How to Apply?

  • Visit HBL Express authorized agent to open HBL Express Mobile Wallet.
  • Have a registered Warid SIM on your name.
  • Bring original and valid CNIC when opening an M-Wallet account.