Sign In
HBL Help
Close
HBL PhoneBanking     111-111-425

Features and Benefits

By choosing to fly with Qatar Airways for all your travels, you can become part of the Qatar Airways’ frequent-flyer program, Privilege Club. As a Privilege Club member, you will enjoy a range of exclusive privileges and benefits designed to make travelling even more rewarding.

Privilege Club offers four Membership Tiers – Burgundy, Silver, Gold and Platinum – each with their own exclusive benefits. As you move up the membership tiers, the benefits you will enjoy get even better.

Your HBL Qatar Airways CreditCard is your true lifestyle partner as you can not only fly with it, but can also shop, dine or make any purchase with it. Every time you conduct a transaction with your HBL Qatar Airways CreditCard, you earn Qmiles. Qmiles are the reward miles that you get whenever you use your HBL Qatar Airways CreditCard.
HBL QatarAirways Platinum CreditCard
  • Earn 1 Qmile on all local currency spend of PKR 100
  • Earn 1.5 Qmiles on all foreign currency spend equivalent to PKR 100 and at qatarairways.com
HBL QatarAirways Gold CreditCard
  • Earn 1 Qmile on all local currency spend of PKR 150
  • Earn 1.25 Qmiles on all foreign currency spend equivalent to PKR 150 and at qatarairways.com
So even if you do not fly very often, earning Qmiles is still easily possible by shopping and dining at over 150 local and global HBL’s alliance partners or any outlet of your choice.
Your HBL Qatar Airways CreditCard helps you to not only accumulate Qmiles at an incredible rate every time you shop and fly but also surprises you with something extra to help you get to your dream destination sooner!
Receive a spectacular joining bonus upon card activation in the first year.
  • HBL QatarAirways Platinum CreditCard – 22,500 Qmiles.
  • HBL QatarAirways Gold CreditCard – 15,000 Qmiles.
Enjoy bonus Qmiles by flying off to any destination of your choice, by using your HBL Qatar Airways CreditCard in the first year.
  • HBL QatarAirways Platinum CreditCard – 7,500 Qmiles.
  • HBL QatarAirways Gold CreditCard – 5,000 Qmiles
With these incredible bonus Qmiles from us to you, your dream destination looks a lot closer now!

It’s time to turn those Qmiles into your dream vacation! 
Planning a new adventure is possible now by flying off to these destinations with minimum Qmiles*: 
  • ​From 70,000 Qmiles fly to the calming seas of Maldives or see the spectacular city view from the London Bridge or an afternoon strolling around Eiffel Tower in Paris​
  • From 130,000 Qmiles say hello to Lady Liberty while getting mesmerized by the blazing lights at Times Square in New York.​

As an HBL Qatar Airways Credit Cardholder, you can redeem your Qmiles at the following extra special offers designed especially for the travel in you:  
  • Take 2 return trips to a destination of your choice by simply booking your travels on qatarairways.com in the first year of card activation and get complimentary Silver Membership Tier under Privilege Club to make your next flight more comfortable.
  • Spend at your favorite places with HBL Qatar Airways Cobrand CreditCard to accumulate target Qmiles every year and receive an exclusive discount on redemption of accumulated Qmiles, for you to enjoy your perfect reward on qmiles.com.

    HBL QatarAirways Platinum CreditCard
    On accumulation of 7,500 Qmiles** through HBL Qatar Airways CreditCard get 35% discount on one redemption of accumulated Qmiles to be utilized within 12 months from the offer qualification date.

    HBL QatarAirways Gold CreditCard
    On accumulation of 5,000 Qmiles** through HBL Qatar Airways CreditCard get 25% discount on one redemption of accumulated Qmiles to be utilized within 12 months from the offer qualification date. 

    **Qmiles awarded as Joining Bonus are excluded from annual redemption discount target. 

    Your HBL Qatar Airways CreditCard offers many exciting ways to redeem your Qmiles under the Privilege Club program: 
  • Redeem airline tickets to more than 150 destinations worldwide, served by Qatar Airways, oneworld® alliance and Qatar Airways’ airline partners
  • Redeem Qmiles for upgrades and excess baggage awards
  • Use Qmiles as an alternative payment option at Qatar Duty Free, located at the departure and arrival areas of Hamad International Airport and at Oryx Galleria, Doha, Qatar.

In addition, HBL Qatar Airways Credit Cardholders also have the following benefits:
  • Complimentary access to airport lounges at select destinations worldwide by LoungeKey (for Platinum Cardholders only)
  • Complimentary CIP Airport Lounge Access across major airports in Pakistan for international flights
  • Enhanced card protection on internet-based transactions through 3D Secure platform
  • Dedicated phone banking assistance