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opportunity for Overseas Pakistanis to open an account with HBL from the comfort of their homes
Apply NowRDA Customers can now receive funds on account of profit and premature /maturity proceeds of Pakistan Banao Certificates (PBCs) into their FCVA (RDA) account
*Rates vary from USD 7 to USD 9 depending upon the correspondent bank used
Kindly click the link below to access the survey.
Start SurveyWe thank you for your interest in Roshan Digital Account (RDA) for Non-Resident Pakistanis. Please provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at ebanc.roshanaccount@hbl.com or call at +92 21 111 555 425. You can also contact us on Twitter@HBLPak or on our Facebook Page
HBL Customers may also share their feedback and suggestions related to Roshan Digital Accounts to State Bank of Pakistan (SBP) at RDASupport@sbp.org.pk. For further information on Roshan Digital Account from State Bank of Pakistan, please visit http://www.sbp.org.pk/RDA/index.htmlor email at RDAsupport@sbp.org.pk
eBanc Roshan Digital Account is a unique opportunity for Overseas Pakistanis to open an account with HBL from the comfort of their homes. Customers can open an eBanc Roshan Digital Account to channel Remittances for further investments in securities via CDC, Government issued Bonds, real estate investments and other legitimate purposes as allowed by the State Bank of Pakistan.
*No charge is applied by HBL on incoming remittances. However Correspondent Bank charges may apply. Kindly confirm the charges from the Remitter Bank prior to the transaction.
As defined in the chapter 6 & Chapter 8 of the Foreign Exchange Manual.
http://www.sbp.org.pk/epd/2020/FEC2.htm
http://www.sbp.org.pk/epd/2020/FEC1.htm
Customers can fill out our Online Digital Form. Please click here to access & submit the same
If you need assistance at any time in the account opening process, kindly contact us through the LIVE chat facility available or email us at ebanc.roshanaccount@hbl.com and a bank representative will contact you within 2 working days to guide you through the account opening process.
Note: In case of any discrepancy in the documents, customers will be informed through email or Video/Recorded call for rectification and will need to send the missing / additional or amended documents.
Please note that you will need to submit the following documents along with your Account Opening Form.
For complaints, please email us on roshan.complaints@hbl.com
*Rates vary from USD 7 to USD 9 depending upon the correspondent bank used
A: The Roshan Digital Account is opportunity for Overseas Pakistanis to open an account with HBL from the comfort of their homes through a completely digital process. This account will enable users to take advantage of banking services such as:
A: The Roshan Digital Account is a fully functional account that the customer can use to channel remittances for all his/her regular transactions & for further investments in Pakistan.
A: The Roshan Digital Account is a fully functional account that the customer can use to channel remittances for all his/her regular transactions & for further investments in Pakistan.
A: The Roshan Digital Account is a current account.
A: The whole account process can be completed remotely without the need to physically visit a bank branch. It gives NRPs a unique opportunity to avail basic banking services, channel remittances, make routine transactions and transfers, and also be able to invest in government securities and the Pakistan Stock Market.
A: Yes. You can open a Roshan Digital Account even if you already maintain an account with HBL
A: The account can be opened in PKR ,USD, GBP, EUR, SAR, AED, CAD & CNY.
A: Any non-resident Pakistani individual, or a non-resident POC card holder.
A:
A: No. The Roshan Digital Account only allows funds through Inward Remittances. No local credits from within Pakistan are allowed in the account. However, the account allows proceeds from disinvestment/sale/maturity of Government of Pakistan’s debt securities, residential and commercial real estate, quoted shares, term deposits, and profit/rent/dividend/ /interest on such securities/properties/shares/ deposits received on account of investments made from the account
A: The Roshan Digital Account allows multiples avenues for investment:
Investments allowed from the PKR RDA include:
Investments allowed from USD –RDA include:
A: The Roshan Digital Account offers the use of the Mobile App which can be used to process local fund transfers, Mobile Top Ups & Bill Payments. Customers can also access their accounts through the debit card and cheque book issued
A: Yes. The Roshan Digital Account offers a Debit Card in both PKR & USD
A: The Rohan Digital Account also provides Auto Loan, Home Loan, Credit Card for local beneficiaries in Pakistan. Please visit our website www.hbl.com/ebancroshandigitalaccount for further details
A: Accounts will be opened within 48 hours if all account opening requirements have been duly completed documents have been submitted as per bank requirement.
A: You will receive an auto-generated email about account activation.
A: Yes. Please visit this link www.hbl.com/ebancroshandigitalaccount to check out the process for online account opening
A: You can send funds into your Roshan Digital Account through any bank and Exchange Companies overseas.
A:Yes, you can send funds through Money exchange company to your PKR Roshan Digital Account, for foreign currency Account (e.g. USD, GBP, Euro) please send remittance through bank channels.
A: No. There are no charges by HBL for any incoming remittances into the Roshan Digital Account. Charges may be applied by the overseas Bank for the remittances. Please confirm both your Bank’s charges as well as the Correspondent Bank Charges before the remittance.
Kindly use the Code HABBPKKARDA to ensure that reduced* correspondent bank charges are applied on the account.
*Reduce charges from vary from USD 7 to USD 9 depending upon the correspondent bank used
A: No. Under Section 3(1)(a)(b) of the Zakat and Ushr Ordinance, 1980, read with Rule 24-A of the Zakat Collection & Refund Rules, 1981, compulsory deduction of Zakat is not applicable on RDA (both FCVA and NRVA).
A: You can contact HBL through our 24/7 UAN number +92 21 111 555 425 or email us at ebanc.roshanaccount@hbl.com for any query
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