Overview

Please read these terms, conditions, and disclaimers carefully. By accessing this Web site, you agree to be bound by all of these terms and conditions.

Use of this Website

Although HBL and its affiliates (“Habib Bank Limited”) have tried to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. HBL may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you need specific details about any information contained in our site, you should contact HBL as indicated on the Contact Us page.

HBL controls and maintains this site from the United Arab Emirates and makes no representation that materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with applicable local laws.

Products and Services

The products and services referred to on this Web site are offered by or through HBL or its parent, subsidiary or affiliate entities. The products and services and the applicable terms and conditions may change at any time. There may be eligibility requirements for these products and services and they may not be available in all geographic areas.

Unless expressly stated, nothing contained on this site should be construed as a solicitation to purchase or sell securities. System availability and response time are subject to market conditions and possible unscheduled outages.

Other Sites

This site may contain links to other sites on the Internet. These links are provided for your convenience. Links to another site do not HBL’s approval or endorsement of that site or its products or advertisements.

Exclusion of Warranties

HBL makes no warranties or representations as to the accuracy or completeness of the information contained on this Web site. This information and the products and services are provided “as is” ” and “as available” without any warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Neither HBL nor any of its parent, subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the information contained in this Web site or any information transmitted via this Web site. HBL is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this Web site.

Email and Other Requests for Information Using Public Email Systems

If you choose to send any confidential information to us via public email systems like Yahoo, Hotmail etc., you accept the risk that this information may be intercepted by a third party.