Features and benefits
- A safe form of investment ideal for investors seeking low risk investment solutions.
- Choose from local or foreign currency HBL TermDeposit.
- Guaranteed returns at competitive interest rates *.
- Protects and safeguards wealth whilst offering guaranteed returns.
Salient Features
Low minimum deposit requirement |
Minimum AED 10,000 or equivalent Foreign Currency Account holders: USD 5,000 or equivalent. |
Tenor of your choice ** |
1, 3, 6, 9, 12, or as specified by you. |
Multiple currencies *** |
Options to start a term deposit in AED, USD, GBP, EUR, amongst many others |
Opportunity to maximize your returns |
Choose different accounts for your initial sum invested and the interest received to be paid into. You can rollover your term deposit into a new deal on maturity, with only the interest portion being credited to your chosen account. Or, you can benefit from even higher rates of interest when you choose to rollover the principal plus interest earned, or if you deposit new money into the bank. |
*All currency conversions will be at prevailing exchange rates at the discretion and determination of the Bank. Interest rates are subject to change from time to time, but the interest rate applicable to your HBL TermDeposit at the point the investment is made is fixed for the entire term.
** The bank reserves the right to offer/restrict certain tenors as applicable from time-to-time. Encashment of the deposit before the maturity of the tenor may in certain cases result in charges for the customer.
*** The currency list is indicative and the bank reserves the right to offer/restrict certain currencies as applicable from time-to-time