Features & Benefits

1. Funds transfer

Instantly transfer money with ease using your Konnect Mobile App. See the process for transferring money below:

Transfer to Konnect Account

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Send Money’

Step 3: Select ‘To Konnect Account’

Step 4: Select beneficiary from already added list or add new beneficiary

Step 5: Enter ‘Transaction Purpose’ and ‘Amount’

Step 6: Enter TPIN to validate transaction

Step 7: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

Transfer to CNIC

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Send Money’

Step 3: Select ‘To CNIC’

Step 4: Select beneficiary from already added list or add new beneficiary

Step 5: Enter ‘Transaction Purpose’ and ‘Amount’

Step 6: Enter TPIN to validate transaction

Step 7: Check your Konnect registered mobile number for a successful transaction

SMS alert from 8425

Note: For funds transfer to CNIC, beneficiary can visit any Konnect Shop to collect money after biometric verification. Beneficiary does not need to have a Konnect Account.

Transfer to bank account

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Send Money’

Step 3: Select ‘To Bank Account

Step 4: Select beneficiary from already added list or add new beneficiary

Step 5: Enter ‘Transaction Purpose’ and ‘Amount’

Step 6: Enter TPIN to validate transaction

Step 7: Check your Konnect registered mobile number for a successful transaction

SMS alert from 8425

2. Bill payment

Instantly pay bills such as electricity, gas, telephone, water and mobile through the Konnect Mobile App, from the comfort of your home.

See the process for paying bills below:

Utility Bill Payment

Step1: Log in to your Konnect Mobile App

Step 2: Select ‘Utility Bill Payment’

Step 3: Select ‘ Bill Type’

Step 4: Select ‘Bill Company’

Step 5: Enter ‘Consumer Number’

Step 6: Enter TPIN to validate transaction

Step 7: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

3. Mobile top-up

Instantly recharge your mobile credit through your Konnect Mobile App.

See the process for recharging mobile credit below:

Recharge Mobile Credit

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Mobile Top-up’

Step 3: Select ‘Mobile Number’

Step 4: Enter amount to be recharged

Step 5: Enter TPIN to validate transaction

Step 6: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

4. Shopping

Using your Konnect Mobile App, shop with absolute convenience at any Konnect Shop without the hassle of carrying cash or card.

See the process for making payment at any Konnect Shop below:

Shopping

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Other Payment’

Step 3: Select ‘Retail Payments’

Step 4: Enter Merchant ID and Amount

Step 5: Enter TPIN to validate transaction

Step 6: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

5. Institutional payments

Make payments to select institutes using your Konnect Mobile App. See the process for making payment to an institute below:

Paying to an institute

Step 1: Log in to your Konnect Mobile App

Step 2: Select ‘Other Payment’

Step 3: Select ‘Institutional Payments’

Step 4: Enter ‘Consumer Number’ and ‘Amount’

Step 5: Enter TPIN to validate transaction

Step 6: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

Note: For a complete list of institutes, refer to the Konnect Mobile App.

Open Account

Once you have downloaded the Konnect Mobile App, go through the following steps to set up your Konnect Account

Registration Guide

Step 1: Download the Konnect Mobile App through Google Play Store/Apple Store

Step 2: Select ‘Register New Account’

Step 3: Provide all requested details

Step 4: Set your login ID, password and MPIN

Step 5: Check your Konnect registered mobile number for a successful account registration SMS alert from 8425

Once your account has been activated, deposit money and start using your Konnect account

How to deposit money

Via Konnect Shop

Step 1: Visit your nearest Konnect Shop. To locate a Konnect Shop, click here https://www.hblbb.com/agent-locator

Step 2: Deposit money into your Konnect Account by providing your Konnect Account number and amount at the Konnect Shop

Step 3: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

Via own bank account

Step 1: Visit your nearest ATM

Step 2: Select ‘Funds Transfer’

Step 3: Select ‘Account at HBL’ as a beneficiary bank

Step 4: Enter your 11-digit Konnect Account number

Step 5: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425

Via HBL Mobile/HBL InternetBanking

Step 1: Log in to your HBL Mobile/InternetBanking

Step 2: Navigate to ‘Funds Transfer within HBL’

Step 3: If you have already marked your Konnect Account as a beneficiary, select this account, otherwise go to ‘Create Beneficiary’ and register the beneficiary as per the process

Step 4: Enter amount

Step 5: Review the transaction and to validate, enter your TPIN

Step 6: Check your Konnect registered mobile number for a successful transaction SMS alert from 8425