HBL offers the following Home Remittance Products to cater to the needs of various home remittance beneficiaries in Pakistan: ​

• Cash Over the Counter (CoC) payments for walk-in customers
• HBL Account Transfer
• Other Bank Account Transfer via Inter Bank Funds Transfer (IBFT) & Real Time Gross Settlement (RTGS)
• Konnect Home Remittance Account

All home remittance payments are disbursed in Pak Rupees. ​

Below are the applicable limits:

• HBL Accounts - No Limit
• Other banks accounts - No Limit
• Cash Over the Counter (CoC) Transactions-Up to 900,000/- per transaction
• Konnect Home Remittance Account - a maximum balance limit of PKR 1,500,000/- at any point of time

HBL Home Remittance Service is free of charge.​

​Home Remittance Service is free of taxes

You can receive your home remittance from any of HBL’s 1,600+ domestic branches nationwide if you have a valid CNIC and Transaction Unique Reference No. / Pin code. The existing limit for a remittance is PKR 900,000/- per cash transaction via HBL’s Cash Over the Counter (CoC) service. The list of HBL’s domestic branches can be viewed from the Branch Locator available on our corporate website www.hbl.com

For any query/complaint regarding Home Remittance, you may contact our dedicated Remittance Service Centre at UAN# 021-111-555-425. You may also email your queries/complaints at home.remittance@hbl.com

​Please find below contact details for obtaining a PRC and e-PRC:

• Proceeds Realization Certificate (PRC) is issued from HBL Centralized Remittance Department (CRD) Head Office Karachi. You may contact them at the following email addresses:

home.remittance@hbl.com
cird.prc@hbl.com

• e-PRC option is also available at the HBL website https://roshandigital.hbl.com/eprcverification to obtain a system generated PRC on your registered email address

You can contact HBL Remittance Service Centre on UAN: 021-111-555-425. You can also email your query at home.remittance@hbl.com for the required assistance.

Yes, you can view the status of your remittance online through HBL Remittance Tracker by following the steps below:​

• Log on to https://www.hbl.com/
• Click on “Remittance Tracker” option
• Input your transaction reference number in the “Unique Reference #” tab
• Click on the “Search” button to view the current status of your remittance transaction

​Customers can avail home remittance services from HBL domestic branches during regular business hours appended below:

• Monday to Thursday: 09:00 am to 05:30 pm
• Friday: 09:00 am to 06:00 pm
• Saturday: 09:00 am to 01:30 pm (through selected branches)