FEATURES

• Free and Instant Issuance of HBL Islamic Prestige World Elite DebitCard
• Free Normal Cheque Book
• Free Mobile & Internet Banking and Transfers
• Free SMS Alerts
• Free Stop Payment of Cheque
• Free Cheque Returns
• Free Bank Statements in Any Frequency
• Free Certificate of Account Maintenance
• Free Confirmation of Balances to Auditors
• Free Issuance and Delivery of Banker’s Cheque
• Free Cancellation and Replacement of Banker’s Cheque
• Free Inter-City Cash Deposit and Withdrawal
• Free Inter-City Cheque Deposit
• First Cheque Book
• HBL Internet Banking and HBL Mobile Application (Subscription, Funds Transfer, Payments, Cheque Book Requests)
• E-Statements
• Issuance of Banker’s Cheque
• Cancellation of Bankers Cheque
• Issuance of Replacement, in case of lost Banker’s Cheque
• Courier Delivery of Banker’s Cheque

Cash Deposit

• Within City
• Inter City

Cash Withdrawal

• Within City
• Inter City

• Non-HBL Cheque deposited in local clearing and funds credited to HBL Inter-city Branch Account
• Local Funds Transfers (LFTs) Online Funds Transfer / Cross Branch Transfers
• Cheque Book Issuance Charges
• Stop payment of Cheque
• Charges on Cheque returned in Inward Clearing/Collection to be recovered from Customers issuing the Cheque with in-sufficient balances in account or for any other reason. “due to fault of customer
• Over the counter cash Cheque returned due to insufficient balance. For all accounts (LCY/FCY)
• Photocopy of the paid Cheque forwarded to CustomeRs.
• Interbank Funds Transfer (IBFT)
• Statement of Account sent on Daily basis through Swift Message MT-940
• Duplicate Statements for all types of accounts, on request from customer
• Monthly Bank Statement
• Same Day Clearing via NIFT
• Local Fund Transfers (RTGS)
• Issuance of Account Maintenance Certificate
• issuance of Balance Confirmation Certificate
• For any enquiry requested by customer beyond 3 years relating to transactions on his account
• Account Closure Charges
• Handling of payments/ balances from deceased accounts against Succession Certificate
• Confirmation of balances to AuditoRs.
• SMS Alert Charges
• Issuance of Proceed Realization Certificate (PRC) –HBL
• Issuance of Zakat Deduction Certificate
• Standing Instructions
• Inward Telegraphic Transfers
• Issuance of FCY Demand Draft
• Cancellation of FCY Demand Draft
• International ATM Withdrawals through HBL ATMs*
• Collection of Cheques (Local Currency/ Foreign Currency**)
• Inward Telegraphic Transfers***
• Outward Telegraphic Transfers***

Note: The above features are subject to HBL Islamic Prestige Members only.

* This only applies to ATM Access Fees, FX conversions are done on market rates

* Excluding Cheques issued in USD.

* Excluding Intermediary Bank Charges where applicable.

HOW TO APPLY

Applicant to provide:

• Original CNIC along with copy
• Proof of income
• Copy of recent utility bill

Product Disclosure

All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.

Guiding Principle

​It is based on the concept of Qard. Under this arrangement, HBL stands liable to repay the deposited amount upon demand. Funds deposited will be utilised by the bank at its sole discretion under Shariah acceptable avenues.

Terms and conditions apply.