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A one stop solution to fulfill all your financial needs!
Apply NowHBL Readycash is a one stop solution to fullfill all your financing needs it offers a smooth finance facility with a credit line.
Your are eligible to apply for HBL ReadyCash,if you meet the following criteria:
FOR SELF EMPLOYED BUSINESS/SOLE-PROPRIETORS/PARTNERS
FOR SALARIED INDIVIDUALS
FOR SELF EMPLOYED BUSINESS/SOLE-PROPRIETORS/PARTNERS
You are eligible to apply for HBL ReadyCash if you meet the following criteria:
FOR SALARIED INDIVIDUALS
You can visit your nearest HBL branch or call HBL PhoneBanking at 111-111-425.
HBL ReadyCash customers can apply for an increase in their limit after a 12-month time period
You can avail any amount ranging from PKR 100,000 to PKR 3,000,000 based on your eligibility and the Bank’s criteria
The interest rate for HBL ReadyCash is 33% per annum w.e.f. 1st December 2023. Markup is calculated on daily outstanding balance. The markup is due in full once a month by the due date specified on the statement. Mark up can be calculated as per follows:
Markup rate | 33% |
Markup rate divided by 365 days (per day factor) | 0.0009041 |
Overall factor= Multiply per day factor with number of days limit is utilized (For example, 10 days) | 0.009041 |
Total monthly markup= Overall factor*utilized limit (PKR. 300,000) | 0.009041*300,000= PKR. 2,712 |
For further updates, you can visit latest Schedule of Bank’s charges updated on www.hbl.com
FOR BUSINESSMEN SEGMENT
FOR SALARIED INDIVIDUALS